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Investment Choices

You may invest your contributions in 1% increments in any or all of the available investment options made available under the Supplementary Portion of the Plan. For information about your investment choices or to make changes to your investment choices, call 1-800-685-6401 or log on to www.ibenefitscenter.com. Your account investments are valued on each business day that the New York Stock Exchange is open.

It is intended that the Supplementary Portion of the Plan constitutes a plan described in Section 404(c) of the Employee Retirement Income Security Act of 1974 (ERISA) and that the fiduciaries of the Plan be relieved of liability for any losses which are the direct and necessary result of your investment instruction.



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